Jumbo Loan Limits in Boston: Where the 2026 Line Falls

Is a $1.2 million home in Boston a jumbo loan in 2026? Not necessarily.  In Suffolk, Norfolk, and Middlesex counties — which cover Boston, Brookline, Newton, Needham, Dedham, and Milton — the 2026 one-unit conforming loan limit is $962,550.  Jumbo is decided by your loan amount, not the purchase pri

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Rates Jumped Mid-Deal? Protecting Your Boston Home Purchase

What happens if mortgage rates rise after your offer is accepted in Massachusetts? If your rate is locked, nothing changes, as long as you close before the lock expires.  If you're floating, your payment rises and your contract usually doesn't protect you, because the standard Massachusetts mortgage

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Newton & Brookline Gas Ban: A Guide for Renovating Buyers

Can you still install gas when you renovate or rebuild a home in Newton or Brookline? Not on a large project.  Newton and Brookline are two of the ten Massachusetts communities in the state's Fossil Fuel-Free Demonstration Program, so new construction and major renovations must be all-electric — no

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